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Stay Informed about Financial Aid

Actions that impact your financial aid award       

​Types of Courses
​​Changes to Enrollment
​Repeating Courses
​​Withdrawing from all courses (R2t4)
​Incomplete or missing documentation
​Enrolling after census
SAP (Satisfactory Academic Progress)
Note: Click on a section above to view content.      

Types of Courses impact your financial aid

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Changes to Enrollment impact your financial aid

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* If you have more specific questions about how enrollment impacts your financial aid, please contact the financial aid office at your college.      

Repeating Courses impacts your financial aid

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Withdrawing from all courses (R2t4) Impacts your financial aid

Students who officially withdraw (WTH) before the 60% point of the semester, or are administratively withdrawn (ADW) from all of their financial aid eligible classes, will be required to return a portion of the Title IV funds they have received. Title IV funds include Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, and Federal Direct Loans. The City Colleges of Chicago (CCC) will apply a federally mandated Return to Title IV calculation, "R2T4" to determine the percentage of financial aid the student has earned, which is based on the percentage of the term he/she completed.       


For the full R2t4 policy and description, click hereR2t4 Policy .pdfR2t4 Policy      


Incomplete or Missing Documentation impacts your financial aid

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Enrolling after the Census Date impacts your financial aid

The Census date is the date at which your enrollment is established for financial aid purposes. Enrolling in a course after the census date makes that course ineligible for aid.      
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 *Please note, withdrawing from courses whether before or after census, will have a separate impact on financial aid awards      

Default impacts your financial aid

Students who are currently in a default on any student loan(s) are not eligible for Title IV funds. You must contact your lender/servicer and make arrangements to pay off your previous student loan. Generally you must make at least 6 consecutive monthly payments before you will be eligible for any Title IV funds.       

Verification impacts your financial aid

Verification is a process by which your college must review you and/or your parents’ tax information and possibly other information, to confirm the accuracy of the information you provided on your FAFSA. Verification is a random selection and requirement of the Department of Education.      
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SAP (Satisfactory Academic Progress) Impacts your Financial Aid 

In order to be eligible for financial aid funds, CCC students must maintain the following qualitative and quantitative standards of academic progres:  

1. Grade Point Average (CUM GPA): a student must maintain a cumulative GPA of 2.0 or higher, AND  

2. Pace: a student must complete (grade "D" or higher) 67% cumulative credit hours attempted, AND  

3. Maximum Timeframe: a student must stay on track to complete his/her program of study within 150% of the program's credit-hour length, or timeframe. A student loses financial aid eligibility when it becomes mathematically impossible to complete the academic program within 150% of the program's required credit hours.​​​  

A detailed explanation of SAP standards can be found on page 54 of the Student Policy Manual​. 

To appeal a SAP Hold, visit the SAP Appeal Website​.